Sumitomo Mitsui Banking

Loan Digitization Application

Overview

Client project May to October 2024 : The SMBC Loan Digitization Application is an advanced platform designed for Sumitomo Mitsui Banking Corporation to facilitate loan approvals, synchronize data, and deliver real-time credit and financial operations updates. By unifying crucial workflows within a single interface, teams can handle approvals, memos, and portfolio data more efficiently and insightfully.

Key Achievements

  • Seamless Authentication – Clean login UI, password strength indicators, and guided recovery
  • Optimized Responsiveness – Designed for both large screens and mobile devices
  • Engaging Onboarding – Trial landing page introduces platform capabilities
  • Brand Integration – Applied SMBC’s modern, healthcare-focused aesthetic
  • Enhanced Usability – Simplified navigation and account management
  • Stronger Security – Improved password policies and data protection
  • Scalable Design – Adapted for diverse users across multiple devices

Design Elements and Features

Authentication & Security

  • Clean login interface with password strength feedback
  • Guided account recovery process
  • Enforced strong password policies for enhanced protection

Responsive & Scalable Design

  • Fully responsive across desktops, tablets, and smartphones
  • Flexible design system built for future expansion

Onboarding & Visuals

  • Trial landing page to showcase platform capabilities
  • Custom illustrations for “No Data” states to guide user actions


User Experience

  • Simplified dashboard with categorized sidebar (e.g., Deals, Approvals, Portfolio)
  • Intuitive navigation with clear visual hierarchy and icons
  • Easy-to-manage user settings and account preferences

Loan Workflow & Data Management

Approval Workflow

  • GBR Approval Section for tracking loan progress, roles, and responsibilities
  • Real-time sync alerts to notify stakeholders of key updates

Pipeline Management

  • High-level overview of loan application status, roles, and authority levels
  • Built-in checks to resolve outdated or missing data
  • Sync indicators to ensure data consistency and transparency


Results

  • Operational Efficiency – Reduced processing time and manual errors
  • Enhanced Security – Stronger authentication and account protection
  • Scalable Framework – Prepared for future workflows and broader adoption

Conclusion

The SMBC Loan Digitization Application revolutionizes the bank’s credit and loan operations with a sleek, user-first design. By emphasizing automation, real-time insights, and simplified workflows, the platform empowers SMBC to deliver efficient, secure, and scalable financial services.